Terms of Use

Terms of Use

By accessing or using this website, you are consenting to abide by this Terms of Use Agreement ("Agreement") and, where applicable, any additional terms of use agreements provided by Premier Lending, Inc. ("Premier Lending") that are necessary for accessing specific proprietary products governed by the use of Premier Lending’s website ("Site"). Reviewing this Agreement carefully before accessing or using the Site is important. If you disagree with these terms, please refrain from utilizing the Site or its materials. Premier Lending offers the information and services on this Site to you, the user, with the condition that you accept, without alteration, the terms, conditions, and notices outlined herein. Your use of this Site signifies your acceptance of all such terms, conditions, and notices. If you do not wish to be bound by these terms, you may not access or use this Site.

Personal and Noncommercial Use Limitations

You may access, download and print materials on this Site for your personal and non-commercial use. You may use the information to obtain the appropriate loan and the best terms for your particular situation from your preferred provider.

No Unlawful or Prohibited Use

By using this Site, you warrant to Premier Lending that you will not engage in any unlawful or prohibited activities as stipulated by this Agreement. Violating any terms outlined in this Agreement automatically terminates your permission to use the Site.

Prohibited Uses

Unless specified otherwise herein, you are not permitted to alter, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, utilize on any other website, transfer, or sell any information, software, user lists, databases, products, or services obtained from this Site. Upon request by Premier Lending, you agree to furnish accurate and complete user information and to refrain from impersonating or falsely representing your affiliation with any person or entity. Without the express written consent of Premier Lending, you agree to abstain from accessing or attempting to access password-protected, secure, or non-public areas of this Site. Unauthorized individuals seeking to access prohibited areas of this Site will be held accountable and may face prosecution as determined by appropriate law enforcement agencies.

You consent not to employ any robot, spider, or other automatic device or engage in any manual process to monitor or duplicate our webpages or the content within the Site without prior express written permission from Premier Lending. Additionally, you affirm not to utilize any device, software, or routine to disrupt or attempt to disrupt the proper functioning of the Site or any transaction being conducted on our Site.

Intellectual Property

This Site's contents, functionality, and features are owned or licensed by Premier Lending and safeguarded by United States intellectual property laws. Premier Lending or its licensors own all trademarks, service marks, trade names, or other associated intellectual property rights in the Services. You recognize that you possess no rights or claims and consent not to utilize, replicate, or exhibit any Premier Lending trademarks without the express written consent of Premier Lending.

You are permitted to utilize this site and its Services solely for lawful purposes. By agreeing, you affirm that you will not employ the Site or Services in violation of any applicable local, state, or federal laws or regulations.


By utilizing this site or Services, you are bound by Premier Lending’s Privacy Policy. Your acknowledgment and acceptance of Premier Lending's right to gather and retain specific information about you or your device used for accessing this site are implied upon accessing or utilizing this site or Services.

Links to Third-Party Sites

While using this Site or at any point, you may be directed to other websites operated by unaffiliated third parties. Premier Lending includes hyperlinks to such third-party websites on the Site solely for convenience. However, this does not imply any endorsement of the material on these websites or any association with their operators. Your access and use of such sites, including any information, material, products, and services, are undertaken at your own risk. Premier Lending does not accept responsibility for the quality or outcomes of these entities' products or services. Like all websites and services, reviewing their products and services carefully is prudent. Never disclose private information to any party, website, or individual without thoroughly investigating and establishing credibility. Premier Lending is not responsible for using the information you provide to third parties.


The logos, products, and service names of Premier Lending are trademarks and service marks (“Marks”) owned by Premier Lending. This Site utilizes Google Maps API, Google Places API, and Google Maps Geocoding API to gather location information. Using this Site, you consent to allow us to cache your location for the purposes outlined herein. Google's Privacy Policy is incorporated herein. Additionally, you agree to abide by Google's Terms of Service.

Disclaimer & Limitation of Liability

To the extent permitted by law, Premier Lending provides this site and Services on an "as-is," "where is," "as available," and "where available" basis, without any warranty of any kind, whether express or implied. Additionally, you understand and agree that, to the extent legally permitted, Premier Lending will not be liable to you or any third party for any direct, indirect, special, consequential, punitive, or any other type of damages, whether in tort (including negligence), contract, strict liability, or otherwise, arising from the access to or use of this site or the Services.


You agree to indemnify, defend, and absolve Premier Lending and its directors, officers, employees, agents, successors and assigns from any and all losses, liabilities, claims, and expenses (including attorneys’ fees) arising from or related to your breach of these Terms or your improper use of the site or Services.

Changes to the Agreement

Premier Lending retains the authority to alter or terminate the Site, either temporarily or permanently, for any reason, at its sole discretion, with or without prior notice to you. Similarly, Premier Lending reserves the right to amend this Agreement at any time, with such revisions becoming effective immediately upon posting. Consequently, you consent to periodically review the legal terms and conditions governing your use of the Site. Your ongoing access or use of this Site shall be construed as acceptance of the modified Agreement.

Use within the United States

Access to this Site is intended for individuals located within the United States of America. Any access or use of this Site by persons from locations outside the United States is strictly prohibited.

Governing Law & Severability

These Terms shall be governed by and construed by the laws of the State of North Carolina without considering its conflict of law provisions. If any terms or provisions of these Terms are found to be unenforceable or void, such invalidity or unenforceability shall not affect the validity of the remaining provisions. Any dispute related to this Agreement or this Site shall be governed by and construed by the laws of North Carolina without giving effect to any principles of conflicts of law. Premier Lending's failure to enforce any provision of this Agreement shall not be construed as a waiver of any provision or right. You agree that, notwithstanding any statute or law to the contrary, any claim or cause of action arising from or related to the use of this Site or this Agreement must be filed within one (1) year after such claim or cause of action arose or be forever barred.