Conventional Loans in Charlotte, NC

Standard Fixed-Rate Mortgage

What Is A Conventional Loan?

Conventional loans are the most common and widely available mortgage option. For borrowers with good credit, balanced income, debt, and funds for a down payment, they are often the least complicated way to get the most flexible mortgage options

Minimum Fico Score

  • check 620 minimum FICO, or 640 with mortgage insurance
  • check Contact your mortgage insurance company for details

Down Payment

  • check 3% minimum


  • check Primary residence, second home, and investment properties

Other Highlights

  • check No mortgage insurance with 20% down
  • check 100% gift funds allowed
  • check Up to 9% seller contribution

**This communication is for information purposes only, this is not a commitment to lend. individual buyer's financial circumstances may be different and may result in different interest rates, costs, and payments. all programs are subject to changes or cancellation at any time and without notice. Please consult your licensed loan Originator to learn more about mortgage products, your eligibility, and ask an offcial loan estimate before choosing your loan.

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Our Mortgage Process

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