FHA Lender in Charlotte, NC

Low Down Payment Credit Requirement

What Is A FHA Loan?

For those looking to buy a home but may lack credit, a down payment, or are unable to cover closing costs, a Federal Housing Administration (FHA) loan may be the solution. FHA financing was deeveloped to provide homebuyers with an alternative to conventional financing, and includes attractive and flexible guidelines.

Minimum Fico Score

  • check 580-620 with with debt-to-income limits
  • check 580 high balance with limits

Down Payment

  • check 3.5% minimum borrower


  • check Primary residence

Other Highlights

  • check No mortgage insurance with 20% down
  • check 100% gift funds allowed
  • check Up to 9% seller contribution

**This communication is for information purposes only, this is not a commitment to lend. individual buyer's financial circumstances may be different and may result in different interest rates, costs, and payments. all programs are subject to changes or cancellation at any time and without notice. Please consult your licensed loan Originator to learn more about mortgage products, your eligibility, and ask an offcial loan estimate before choosing your loan.

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Our Mortgage Process

Learn what to expect from our seamless home-buying journey. This is not another loan process; this is a journey where pleasant memories are created.