Specialty Loans in Charlotte, NC

An out-of-the-box solution

What Are Specialty Loans?

When more traditional loan options don't match your needs, Premier Lending, Inc. offers a range of additional mortgage programs that will meet your unique needs.

Reverse Mortgages

A reverse mortgage is a loan that allows homeowners aged 62 and older to leverage the equity in their home. With a reverse mortgage, a homeowner who owns their home - or has considerable equity to draw from - can withdraw a portion of their equity without having to repay it until they leave the home.

Second Home Mortgages

A second home loan is a mortgage for someone who already owns a home and is looking for a second property. A second mortgage will allow you to use your house as collateral while you still have another loan secured by your house.

Renovation Mortgages

A renovation loan gives homeowners the funds to make necessary or desirable renovation to a home or access to the credit to make those changes. Renovation loans come in a variety of packages including simple personal loans or governement sponsored loans to get the job done.

Self-Employed Mortgages

If you're self-employed and looking for a mortgage, you will, in theory, have access to the same range of mortgages as everybody else and you'll need to pass the lender's affordability tests in the same way as any other borrower. Self-employed people are required to provide far more evidence of their income than other borrowers. We can help.

We Are Here To Help

Arm yourself with our expert insights, tips, and advice or find a mortgage advisor to help you achieve your financial goals.

Our Mortgage Process

Learn what to expect from our seamless home-buying journey. This is not another loan process; this is a journey where pleasant memories are created.